Consumers today are up to their eyeballs in debt. And many people don't realize it until their good credit has been devastated.
As a result Justin Tucker Ravens Jersey , many credit repair agencies are popping up all over the internet, on television and in the newspapers making sweeping guarantees that they can erase your bad credit and remove bankruptcies, judgments, liens Trace McSorley Youth Jersey , and bad loans from your credit history - forever!
Consumers are flocking to these credit repair clinics in droves. However, estimates show that credit repair companies have defrauded consumers in the United States alone out of more than fifty million dollars.
The truth of the matter is that depending on the extent of the damage to your credit history, the best strategy could be a self help strategy - not giving away hundreds or even thousands of dollars in up-front fees to an agency that in the end may do nothing to restore or improve your credit.
After researching the topic quite extensively, I found one great method that works well for some people is a method I call "beating the credit reporting bureaus at their own game".
I report about it in more detail on my Prepaid Debit Card Site ( ) Iman Marshall Youth Jersey , however, in brief, this strategy involves taking advantage of signing up for prepaid debit cards which offer a built-in credit reporting feature.
A prepaid debit card is a great solution for a lot of people because the money you spend is your own and in most cases you cannot spend over the amount you have in your account.
This is a good solution for people who may have had difficulties with debt or bankruptcy in the past because a prepaid debit card is a great tool for developing invaluable financial management and budgeting skills.
A major bonus of some prepaid debit cards today is that during the sign-up process you are offered an opportunity to sign up for an additional service that will help you rebuild a bad credit history by having your monthly payments reported to one or more of the major credit reporting agencies.
Subsequently, each month your card's issuer credit reporting partner will process your payment record and verify that your payment is properly posted to the credit bureaus' records.
There is a small additional fee involved for this service each month Ben Powers Youth Jersey , however, the fees are minimal by comparison to the sometimes outrageous fees and interest payment some credit card companies charge people with bad credit.
This fee is usually billed to you through your prepaid card each month and enables you to show a continuous history of activity within the credit system.
These prepaid debit cards help you rebuild your credit so you can get on with your life and is just one of the many self-help strategies that I recommend.
To learn more about rebuilding your credit through the use of a prepaid debit card simply do a search in one of your favorite search engines for prepaid debit cards or visit for more specific card information.
Copyright 2005. For more information about Prepaid Debit Cards, check out THE definitive guide to prepaid debit cards of all kinds including: prepaid mastercards, payroll debit cards Justice Hill Youth Jersey , debit gift cards, virtual credit cards, offshore, US and international debit cards Miles Boykin Youth Jersey , at: Are You An Internet Daredevil? Internet Articles | March 8, 2003 I went and saw the new ... movie ... this weekend, and for some reason it got me thinking about the ... This is probably a sign that I spend far too much time ... can't even
I went and saw the new superhero movie 'Daredevil' this weekend, and for some reason it got me thinking about the Internet. This is probably a sign that I spend far too much time online--I can't even take in a flick without pondering on some aspect of cyberspace. But regardless of whether it's healthy or not Jaylon Ferguson Youth Jersey , I decided to put my thoughts on paper and share them with anyone who is willing to read them. Hopefully, you are.
For those of you who don't know, the superhero Daredevil is blind. But he still kicks major bad guy butt. And he still scores with major babes like Jennifer Garner (it was well worth the $5.00 dollars for the movie just to see her in leather. Hubba Hubba! And for you ladies, Ben Affleck wore a tight red leather suit most of the movie!). The point is that here is a guy that has lost one of his major senses and yet he doesn't give up. He's not afraid to live in a world that is geared towards people with sight. And not only does he live in this world-he triumphs.
Most of us came online with certain ideas of how we were going to make money. We had a desire and we had a plan. We thought we had everything we needed to be successful. But after a while some of our surefire plans and ideas didn't work out. We didn't become internet millionaires overnight. We started to think that maybe e-business was for people with more money Marquise Brown Youth Jersey , free time, and experience than us. We started to feel like we didn't have what it took.
That's where many people stop-where they give up. They consider themselves Internet-handicapped. So they give up trying to make income online. Now they use the internet for email, news, shopping Mark Andrews Youth Jersey , and playing Yahoo Pinochle (which I've heard is very addictive). But they no longer do any kind of marketing. But what if the Daredevil had this kind of attitude. He would have never acheived his full potential. He would have never become a superhero. Dozens of criminals that he brought to justice would still be running the streets. And most importantly, he would never have been the main character in a major motion picture.
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